Commercial Auto Policy

(Vermont and Maine only)

This program provides Physical Damage and Liability for Commercial Fleet and Non-Fleet coverage for Corporations, Partnerships and Individuals with vehicles operating primarily within a 200-mile radius.

We offer coverage on the following types of vehicles:

  • Private passenger autos
  • Trucks up to 45,000lbs (GVW)
  • Service & Utility Trailers
  • Antique autos
  • Farm vehicles
  • Snowmobiles
  • Golfmobiles

This type of policy includes the following built-in features:

  • We offer Newly Acquired coverage if all your vehicles are insured with us or it replaces a covered vehicle and you notify us within 30 days of purchase
  • Trailers with a load capacity of 2000 pounds or less are covered for liability while being carried or towed by a covered vehicle
  • Out of State Coverage - Automatically increases the liability limits to meet that State's minimum Liability requirements
  • Supplemental Payments:
    1. All expenses the insurer incurs
    2. Up to $2000 for the cost of bail bonds that are required due to a covered accident
    3. Reasonable expenses incurred by you at our request included lost wages up to $250 a day

We offer discounts such as:

  • 7% Loyalty discount when you renew your business with our company.
  • 10% discount when we also write your Businessowners, Commercial Package, Commercial Fire, General Liability Policy or your Homeowners (HO-2, HO-3 or HO-6) Policy.
  • 5% discount when we also write your Tenant Homeowners (HO-4) Policy.

Contact your local independent agent for more information

 

 

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AM Best Rated

 

A.M. Best Co., the financial services company, has rated the financial strength of all three of the Union Mutual of Vermont companies as A Minus (Excellent) with a stable outlook.