Our Products

Union Mutual Fire Insurance Company and New England Guaranty Insurance Company offer a complete line of competitively-priced, personal and commercial policies throughout New England providing peace of mind for our 100,000+ policyholders.

We provide individual insurance to protect your home, automobile and personal belongings as well as the risk of loss associated with personal liability. For small to mid-sized businesses, we offer coverage to protect property, earnings and liabilities associated with a commercial enterprise. We also provide personal and commercial umbrella liability coverage, inland marine coverage for personal belongings and flood insurance for homeowners.

In addition to package discounts (such as when you combine your home and automobile into one policy), we have an array of other discounts that you may qualify for if you have a new or recently upgraded home, certain types of loss preventative or detection devices, and if you have been a continuing customer of the Union Mutual of Vermont Companies.

Personal Insurance

Union Mutual Fire Insurance Company and New England Guaranty Insurance Company specialize in personal insurance products and offer several options to meet your personal insurance needs.

You and your Local Independent Agent can discuss your insurance requirements and your agent can work with us to develop a policy that fits your unique needs.

We can protect your Home, Contents, Automobile, Special Items like Jewelery and Fine Arts and more in addition to providing coverage to help protect you from Liability Suits.  In addition we are able to provide extended coverage with specific use of endorsements that can be added to your policy.

We currently offer the following types of policies: Personal Auto, Homeowners, MobilehomeownersPersonal UmbrellaPersonal Inland Marine and Personal Package.

For a more detailed description of each policy, please contact your Local Independent Agent. Please refer to our link to find a local agent if you are currently looking for representation.

 

Commercial Insurance

Union Mutual Fire Insurance Company and/or New England Guaranty Insurance Company offer several options to address your small to medium business needs.

You and your Local Independent Agent can discuss your business requirements and your agent can work with us to develop a policy with you in mind.

We can protect your Building, Business Personal Property, Loss of Earnings and help to protect you from Liability Suits.
We are able to tailor your needs with specific use of endorsements that are attached to your policy.
Our policies can protect your interest as an owner who is running your own business or as the owner of a building with your tenants occupying the building.

We currently offer the following types of policies: Businessowners, Commercial Auto, Commercial Package, Commercial Umbrella, Commercial Fire and Commercial General Liability.

For a more detailed description of each policy, please contact your Local Independent Agent. Please refer to our link to find a local agent if you are currently looking for representation.

Seasonal Safety Tips

Prevent Damage to Your Vacation / Seasonal Home Prevent Damage to Your Vacation / Seasonal Home Read More Tips

AM Best Rated

A.M. Best Co., the financial services company, has rated the financial strength of all three of the Union Mutual of Vermont companies as A Minus (Excellent) with a stable outlook.