Dwelling Fire Policy
The Dwelling Fire Policy provides coverage for homes that do not qualify for a Homeowners policy. If you own a camp or cottage, or have a home that you rent long term, you may qualify for a Union Mutual of Vermont Companies Dwelling Fire Policy. Contact your local independent agent for more information.
The Dwelling Fire Policy covers:
- Physical loss to your dwelling (i.e. fire, smoke, etc.)
- Physical loss to other structures on the premises used for personal use (i.e. garage, shed)
- Personal Property (i.e. furniture, appliances, etc)
- Rental Income lost when a rented home is uninhabitable due to a covered loss
- Additional Living Expenses when your owner occupied home is uninhabitable due to a covered loss
- Personal Liability coverage for accidental injury to others or damage to the property of others due to your negligence
- Coverage is optional on the Dwelling Fire Policy
For information about additional coverage’s that can be added to the Dwelling Fire Policy, contact your local independent agent.