Umbrella

Personal Umbrella Policy

In today's world, a lawsuit could potentially cause you to lose your most valued possessions, such as your home and your automobiles. The Homeowner or Automobile Policy alone may not provide adequate liability coverage. The Personal Umbrella Policy provides additional personal liability coverage above what your Homeowner or Automobile Policy provides.

With policy liability coverage starting at $1,000,000, the Personal Umbrella Policy could provide you with an extra layer of protection. Contact your local independent agent to see if you may be eligible for a Union Mutual of Vermont Companies Personal Umbrella Policy.

The Personal Umbrella Policy covers:

  • Bodily injury or property damage that you or a resident family member is legally liable for
  • Personal injury that you or a resident family member is legally liable for (i.e. libel, slander)
  • Defense costs associated with defending a suit brought against you or a resident family member
  • Expenses associated with defending a suit

Contact your local independent agent for more information.

Find an agent in your area.

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A.M. Best Co., the financial services company, has rated the financial strength of all three of the Union Mutual of Vermont companies as A Minus (Excellent) with a stable outlook.