Coverage to protect your craft

As an independent contractor, it is imperative to have coverage to protect your business.  Union Mutual offers businessowners policies for the following types of artisan contractors.  Contact your local independent agent to discuss coverage details and to request a quote.

  • Air conditioning systems or equipment — dealer or distributors and installation, servicing or repair
  • Appliances and accessories — installation or service or repair — commercial and household (not including TV or radio)
  • Carpentry — interior and construction of residential property
  • Carpet, rug, furniture or upholstery cleaning
  • Ceiling or wall installation
  • Electrical work
  • Floor covering installation
  • Glass dealers and glaziers — sales and installation
  • Heating or combined heating and air conditioning systems or equipment – dealers/distributors and installation/servicing/repair
  • Interior decorators
  • Landscape gardening
  • Masonry shop
  • Metal erection — decorative or artistic
  • Painting — interior buildings or structures
  • Paper hanging
  • Plastering or stucco work
  • Plumbing — residential or domestic
  • Residential cleaning services
  • Siding installation
  • Sign painting or lettering — inside of building
  • Tile, stone, marble mosaic or terrazzo work — interior construction
  • Window cleaning – 3 stories or less
  • Door, window or assembled millwork — installation

Our Contractor’s Second Century Endorsement is a great enhancement to our businessowners policy.  Highlights include coverage of the following:

  • Additional & increased limits of insurance for contractors’ installation
  • Contractor’s tools and equipment
  • Non-owned tools and equipment
  • Employees’ tools
  • Additional insureds – owners, lessees or contractors with additional insured requirements in construction contract
  • Aggregate limits of insurance (per project)
  • Additional increased limits of insurance – contact your independent insurance agent today to learn more.

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