8 TIPS for Preventing Non-Weather Related Water Damage

Non-weather related water damage is the second leading cause of insurance loss claims. According to the Insurance Information Institute, water damage and freezing accounted for over 24% of homeowners claims from 2018-2022. Water damage can be devastating to a home or business, but early detection and prevention measures can make a big difference. Here are some tips to help prevent water damage:

Check hoses, pipes, and faucets regularly. Inspect the visible parts of your plumbing system for drips and leaks. Rust-colored water, small puddles of water, extra moisture, and noisy pipes could all indicate an issue. More than half of non-weather water damage claims are related to plumbing issues.
Monitor your water bill. A major change in your water bill could indicate an issue with plumbing or supply line. To confirm the presence of a leak, go two hours without using any water and read your water meter before and after this time period. If the number changes, you likely have a leak.
Schedule regular inspections for your water heater, boiler and AC unit. Have a plumber inspect your water heater regularly. It’s also recommended to have an HVAC company inspect boilers and/or AC units every spring.
Watch for signs of water damage. Keep an eye out for any signs of water damage, including those listed above. Keep an eye out for ceiling stains, bubbling or peeling paint or small cracks.
Complete Regular Roof Inspections. At least annually, complete a thorough roof inspection, or hire a qualified roofing contractor to do so. Regular inspections for signs of damage or defect, and making routine repairs will help eliminate water entry.
Fix issues quickly. If a leak does develop or any issue that could cause water damage, address the problem quickly. Cut off the water and call a plumber as soon as possible. According to FEMA, mold can begin growing on a damp surface within 24–48 hours.
Clean your gutters regularly. Experts recommend cleaning gutters at least twice per year. Clogged gutters cannot drain properly. As the water backs up, it can seep under your roof and into your home or pool around your foundation and leak into the basement.
Test and inspect Sump Pumps Regularly. Testing of a sump pump is recommended at least annually, and more frequently during periods of heavy rainfall.